For us, it’s all about the journey
Trusted guidance built on more than 20 years of experience.
Rated 5 from 1 Review
Property
Tax and Advisory
Financial Advisory
Rated 5 from 1 Review
Managing Director
Matthew Kidd is a trusted voice in the financial services industry with more than 20 years of experience across property investment, financial planning, and business advisory.
Matthew’s career has been dedicated to helping clients turn complex financial challenges into clear, achievable outcomes. From structuring superannuation investments to identifying high-growth property opportunities, he has built a reputation for delivering strategies that are both technically sound and personally meaningful.
Chief Operating Officer
With over 25 years of leadership experience across technology, banking, airline, and consumer industries, with a strong track record in strategy, innovation, and driving measurable results. At Harrow & Co., he brings this same focus on strategy and outcomes to help deliver real results for our clients.
Medico Specialist
With over six years of experience across medico lending, residential and commercial finance, and asset finance, Bina brings a broad perspective to helping clients structure their finances around their wider goals. At Bell Row, Bina works closely with clients to understand not just what they want to borrow, but why. Whether it’s purchasing a property, growing a business, investing or navigating a more complex lending scenario, she takes a considered approach to finding finance solutions that fit within the bigger picture. Her client-first approach is built around clear communication, understanding each client’s circumstances and working alongside the broader Bell Row team to ensure lending decisions are aligned with their long-term financial strategy. Outside of work, Bina enjoys staying active through the gym and running, but most of all, spending quality time with her daughter.
Business Development Manager
Roy is our Business Development Manager at Bell Row, building the relationships with the accountants, financial planners, buyers' agents and property professionals who refer their clients to us. He's the first point of contact for our referral partners, making sure every client who comes through is looked after properly and that the partner is kept informed from the first conversation to settlement. When not working, Roy is spending time with his family, travelling, or out on the golf course.
Relationship Manager
With almost five years of industry experience, she understands that no two clients or portfolios are the same. Having recently started her own property investment journey, she brings both professional insight and personal perspective to every conversation. She appreciates how important the right strategy, structure and support network can be when building long-term wealth through property
Financial Planner
With two decades of experience in the financial advice industry, Rebecca has a deep understanding of wealth creation, management, and retirement planning. She is a qualified financial adviser holding a Masters of Financial Planning, specialising in Self Managed Superannuation and aged care. Rebecca is passionate about helping Australians achieve their financial aspirations through financial education and strategic advice. Rebecca is available during business hours and outside business hours by appointment.
Marketing lead
Mo looks after all things marketing at Bell Row, helping shape the brand and how we connect with our clients. With experience across a range of industries, Mo has worked with some of Australia’s biggest and most recognised brands, including Microsoft, Avis and CommBank. He brings a mix of creativity, commercial thinking and a genuine passion for building brands that people connect with.
Matthew began his financial career in financial planning, where he developed a strong technical foundation and an eye for detail. He then moved into strategic advice, where he discovered the importance of connecting financial strategies to people’s real-life goals.
Over time, his passion for property investment became central to his work — recognising property as one of the most powerful vehicles for building long-term wealth.
Across every stage of his career, one theme has remained constant: Matthew's ability to bridge the gap between numbers and people, ensuring financial strategies are always practical, personal, and future-focused.
Clients often describe Matthew as:
“For me, it’s all about the journey. I want my clients to feel educated, empowered, and supported at every step — not just at the finish line.”
For Matthew, property is more than an asset class. It’s a proven pathway to financial independence, a tangible investment that has stood the test of time in Australia. He believes that, when carefully researched and strategically chosen, property has the power to secure retirement, strengthen superannuation, and create intergenerational wealth.
This belief underpins his work at Bell Row Advisory: combining property expertise with financial planning knowledge to deliver strategies that are both robust and rewarding.
Outside of property and finance, Matthew is a family man who values community and connection. His focus on relationships — not just transactions — reflects his personal values and ensures every client feels like more than a number.
This human approach defines Bell Row Advisory: professional, knowledgeable, and genuinely invested in the success of every client.
At the heart of Bell Row Advisory are values that guide everything we do:
BELL ROW PTY LTD ABN: 50 684 891 996.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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